1 pound shredded smoked ham
1 pound dry navy beans, washed
6 medium potatoes, peeled and cubed
1 large onion, diced
6 medium carrots, sliced 1/4 inch thick
8 cups water
Salt and pepper to taste
Wash and soak beans for one hour prior to cooking.
Add beans to large stock pot, add water and onions; cover and simmer 2 hours.
Add ham and carrots; cover and simmer 20 minutes, then add potatoes, salt and pepper.
Let cook on medium heat until potatoes are tender and serve with crackers, or some good, crusty bread.