Lowfat eggless banana walnut apricot muffin / bread / cake

Ingredients

• 1 cup whole wheat pastry flour
• 1 cup whole wheat flour
• 1/4 cup Oats flour (rolled oats made into fine powder in spice grinder)
• 1/2 cup Cracked wheat (fine variety)
• 1/3 cup brown sugar (add more if you like more sweet)
• 1 teaspoon baking powder
• 1/4 teaspoon salt
• 1/2 cup milk
• 1/2 teaspoon vanilla extract
• 1/4 teaspoon dry ginger powder
• 1 C walnuts and Apricot chopped
• 1-1/2 tablespoon butter, room temperature
• 2 large soft, ripe bananas